{"id":5072,"date":"2025-06-30T18:37:34","date_gmt":"2025-06-30T16:37:34","guid":{"rendered":"https:\/\/astra-patrimoine.fr\/?p=5072"},"modified":"2025-06-30T18:38:42","modified_gmt":"2025-06-30T16:38:42","slug":"placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a","status":"publish","type":"post","link":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/","title":{"rendered":"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5072\" class=\"elementor elementor-5072\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b6c7a40 e-flex e-con-boxed e-con e-parent\" data-id=\"5b6c7a40\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3befd8f2 elementor-widget elementor-widget-text-editor\" data-id=\"3befd8f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h1 class=\"wp-block-heading\">Quelles alternatives face \u00e0 la baisse du taux du Livret A ?<\/h1>\n\n<p>Avec un taux \u00e0 <strong>2,75 % gel\u00e9 jusqu\u2019en 2025<\/strong>, le <strong>Livret A<\/strong> continue d\u2019offrir une s\u00e9curit\u00e9 appr\u00e9ciable\u2026 mais des performances limit\u00e9es. Dans un contexte d\u2019inflation persistante, de plus en plus d\u2019\u00e9pargnants s\u2019interrogent : <strong>quelles alternatives envisager pour dynamiser leur \u00e9pargne sans sacrifier la s\u00e9curit\u00e9 ?<\/strong><\/p>\n\n<p>Chez <strong>Astra Patrimoine<\/strong>, nous vous accompagnons dans une <strong>analyse patrimoniale globale<\/strong> afin d\u2019identifier les leviers les plus pertinents pour optimiser votre capital.<\/p>\n\n<h2 class=\"wp-block-heading\">Pourquoi une analyse patrimoniale globale est indispensable ?<\/h2>\n\n<p>Avant de chercher un placement plus performant que le Livret A, il est essentiel de <strong>comprendre votre situation dans sa globalit\u00e9<\/strong> :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Quels sont vos objectifs (retraite, transmission, revenus compl\u00e9mentaires\u2026) ?<\/li>\n\n<li>Quel est votre horizon de placement ?<\/li>\n\n<li>Quel niveau de risque \u00eates-vous pr\u00eat \u00e0 accepter ?<\/li>\n\n<li>Existe-t-il des opportunit\u00e9s de <strong>r\u00e9duction d\u2019imp\u00f4t<\/strong> \u00e0 activer ?<\/li>\n<\/ul>\n\n<p>Cette <strong>analyse patrimoniale globale<\/strong> permet de construire une strat\u00e9gie sur mesure, et souvent, d\u2019identifier des poches d\u2019optimisation fiscale qui lib\u00e8rent des liquidit\u00e9s\u2026 \u00e0 r\u00e9investir ensuite <strong>dans des solutions plus efficaces que le Livret A<\/strong>.<\/p>\n\n<h2 class=\"wp-block-heading\">Quelles alternatives au Livret A ?<\/h2>\n\n<p>Voici quelques supports que nous recommandons selon vos objectifs :<\/p>\n\n<h3 class=\"wp-block-heading\">1. L\u2019assurance vie : souplesse et fiscalit\u00e9 attractive<\/h3>\n\n<p>L\u2019assurance vie reste un pilier de la gestion de patrimoine. Elle permet :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>d\u2019acc\u00e9der \u00e0 une large gamme de supports (fonds en euros, unit\u00e9s de compte)<\/li>\n\n<li>de b\u00e9n\u00e9ficier d\u2019un <strong>cadre fiscal avantageux apr\u00e8s 8 ans<\/strong><\/li>\n\n<li>d\u2019organiser une transmission optimis\u00e9e<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">2. Le contrat de capitalisation : outil compl\u00e9mentaire<\/h3>\n\n<p>Moins connu, le <strong>contrat de capitalisation<\/strong> offre les m\u00eames atouts que l\u2019assurance vie, mais avec un traitement sp\u00e9cifique pour les personnes morales et la succession. C\u2019est un <strong>outil strat\u00e9gique<\/strong> pour les personnes fortement impos\u00e9es ou les chefs d\u2019entreprise.<\/p>\n\n<h3 class=\"wp-block-heading\">3. Les produits structur\u00e9s : pour un couple rendement\/risque ma\u00eetris\u00e9<\/h3>\n\n<p>Les <strong>produits structur\u00e9s<\/strong> permettent de capter du rendement avec une <strong>protection partielle du capital<\/strong>. Ils sont particuli\u00e8rement adapt\u00e9s aux \u00e9pargnants en qu\u00eate de visibilit\u00e9 et de rendement dans un contexte de march\u00e9 incertain.<\/p>\n\n<h3 class=\"wp-block-heading\">4. Les SCPI : investir dans l\u2019immobilier sans les contraintes<\/h3>\n\n<p>Les <strong>Soci\u00e9t\u00e9s Civiles de Placement Immobilier (SCPI)<\/strong> offrent un acc\u00e8s simplifi\u00e9 \u00e0 l\u2019immobilier locatif, avec un <strong>rendement potentiel de 4 \u00e0 6 % brut<\/strong> selon les profils. Elles g\u00e9n\u00e8rent des revenus r\u00e9guliers et peuvent \u00eatre log\u00e9es dans un contrat d\u2019assurance vie pour optimiser la fiscalit\u00e9.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n<h2 class=\"wp-block-heading\">En r\u00e9sum\u00e9<\/h2>\n\n<p>Le Livret A a encore sa place\u2026 mais <strong>il ne peut plus \u00eatre l\u2019unique solution d\u2019\u00e9pargne<\/strong>. Gr\u00e2ce \u00e0 une <strong>analyse patrimoniale globale<\/strong>, il est possible de d\u00e9gager de nouveaux leviers, notamment via la <strong>r\u00e9duction d\u2019imp\u00f4t<\/strong>, et d\u2019envisager des supports plus performants : <strong>assurance vie, contrat de capitalisation, produit structur\u00e9 ou SCPI<\/strong>.<\/p>\n\n<p>\ud83d\udcde <a href=\"https:\/\/astra-patrimoine.fr\/index.php\/contact\/\"><strong>Contactez Astra Patrimoine<\/strong><\/a> pour b\u00e9n\u00e9ficier d\u2019un accompagnement personnalis\u00e9 et s\u00e9curiser vos projets tout en dynamisant votre \u00e9pargne.<\/p>\n\n<p>\u00a0<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9 appr\u00e9ciable\u2026 mais des performances limit\u00e9es. Dans un contexte d\u2019inflation persistante, de plus en plus d\u2019\u00e9pargnants s\u2019interrogent : quelles alternatives envisager pour dynamiser leur \u00e9pargne sans sacrifier la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5073,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"1","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?<\/title>\n<meta name=\"description\" content=\"Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?\" \/>\n<meta property=\"og:description\" content=\"Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9\" \/>\n<meta property=\"og:url\" content=\"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/\" \/>\n<meta property=\"og:site_name\" content=\"ASTRA Patrimoine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/?locale=fr_FR\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-30T16:37:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-30T16:38:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"612\" \/>\n\t<meta property=\"og:image:height\" content=\"408\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin9341\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin9341\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/\"},\"author\":{\"name\":\"admin9341\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#\\\/schema\\\/person\\\/69ab0c3fef7000c70440a08f21e4ada8\"},\"headline\":\"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?\",\"datePublished\":\"2025-06-30T16:37:34+00:00\",\"dateModified\":\"2025-06-30T16:38:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/\"},\"wordCount\":499,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/astra-patrimoine.fr\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/istockphoto-2047165268-612x612-1.jpg\",\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/\",\"url\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/\",\"name\":\"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/astra-patrimoine.fr\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/istockphoto-2047165268-612x612-1.jpg\",\"datePublished\":\"2025-06-30T16:37:34+00:00\",\"dateModified\":\"2025-06-30T16:38:42+00:00\",\"description\":\"Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#primaryimage\",\"url\":\"https:\\\/\\\/astra-patrimoine.fr\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/istockphoto-2047165268-612x612-1.jpg\",\"contentUrl\":\"https:\\\/\\\/astra-patrimoine.fr\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/istockphoto-2047165268-612x612-1.jpg\",\"width\":612,\"height\":408},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/index.php\\\/2025\\\/06\\\/30\\\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/astra-patrimoine.fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#website\",\"url\":\"https:\\\/\\\/astra-patrimoine.fr\\\/\",\"name\":\"astra-patrimoine.fr\",\"description\":\"Expert en optimisation fiscale, financi\u00e8re et immobili\u00e8re\",\"publisher\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/astra-patrimoine.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#organization\",\"name\":\"ASTRA Patrimoine\",\"url\":\"https:\\\/\\\/astra-patrimoine.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/astra-patrimoine.fr\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/AP-1.png\",\"contentUrl\":\"https:\\\/\\\/astra-patrimoine.fr\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/AP-1.png\",\"width\":500,\"height\":500,\"caption\":\"ASTRA Patrimoine\"},\"image\":{\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/?locale=fr_FR\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/damien-belin?lipi=urnlipaged_flagship3_profile_view_base_contact_detailsJO5Kc9fTIW3G24IZO1q0A\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/astra-patrimoine.fr\\\/#\\\/schema\\\/person\\\/69ab0c3fef7000c70440a08f21e4ada8\",\"name\":\"admin9341\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9f5142fc580c5b9d1002ae974408182c0e667093ba4baf1028550286e8aabb7d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9f5142fc580c5b9d1002ae974408182c0e667093ba4baf1028550286e8aabb7d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9f5142fc580c5b9d1002ae974408182c0e667093ba4baf1028550286e8aabb7d?s=96&d=mm&r=g\",\"caption\":\"admin9341\"},\"sameAs\":[\"http:\\\/\\\/astrapg.cluster030.hosting.ovh.net\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?","description":"Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/","og_locale":"fr_FR","og_type":"article","og_title":"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?","og_description":"Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9","og_url":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/","og_site_name":"ASTRA Patrimoine","article_publisher":"https:\/\/www.facebook.com\/?locale=fr_FR","article_published_time":"2025-06-30T16:37:34+00:00","article_modified_time":"2025-06-30T16:38:42+00:00","og_image":[{"width":612,"height":408,"url":"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg","type":"image\/jpeg"}],"author":"admin9341","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"admin9341","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#article","isPartOf":{"@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/"},"author":{"name":"admin9341","@id":"https:\/\/astra-patrimoine.fr\/#\/schema\/person\/69ab0c3fef7000c70440a08f21e4ada8"},"headline":"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?","datePublished":"2025-06-30T16:37:34+00:00","dateModified":"2025-06-30T16:38:42+00:00","mainEntityOfPage":{"@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/"},"wordCount":499,"commentCount":0,"publisher":{"@id":"https:\/\/astra-patrimoine.fr\/#organization"},"image":{"@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#primaryimage"},"thumbnailUrl":"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg","inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/","url":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/","name":"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?","isPartOf":{"@id":"https:\/\/astra-patrimoine.fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#primaryimage"},"image":{"@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#primaryimage"},"thumbnailUrl":"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg","datePublished":"2025-06-30T16:37:34+00:00","dateModified":"2025-06-30T16:38:42+00:00","description":"Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9","breadcrumb":{"@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#primaryimage","url":"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg","contentUrl":"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg","width":612,"height":408},{"@type":"BreadcrumbList","@id":"https:\/\/astra-patrimoine.fr\/index.php\/2025\/06\/30\/placements-quelles-alternatives-face-a-la-baisse-du-taux-du-livret-a\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/astra-patrimoine.fr\/"},{"@type":"ListItem","position":2,"name":"Placements : quelles alternatives face \u00e0 la baisse du taux du Livret A ?"}]},{"@type":"WebSite","@id":"https:\/\/astra-patrimoine.fr\/#website","url":"https:\/\/astra-patrimoine.fr\/","name":"astra-patrimoine.fr","description":"Expert en optimisation fiscale, financi\u00e8re et immobili\u00e8re","publisher":{"@id":"https:\/\/astra-patrimoine.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/astra-patrimoine.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/astra-patrimoine.fr\/#organization","name":"ASTRA Patrimoine","url":"https:\/\/astra-patrimoine.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/astra-patrimoine.fr\/#\/schema\/logo\/image\/","url":"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/05\/AP-1.png","contentUrl":"https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/05\/AP-1.png","width":500,"height":500,"caption":"ASTRA Patrimoine"},"image":{"@id":"https:\/\/astra-patrimoine.fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/?locale=fr_FR","https:\/\/www.linkedin.com\/in\/damien-belin?lipi=urnlipaged_flagship3_profile_view_base_contact_detailsJO5Kc9fTIW3G24IZO1q0A"]},{"@type":"Person","@id":"https:\/\/astra-patrimoine.fr\/#\/schema\/person\/69ab0c3fef7000c70440a08f21e4ada8","name":"admin9341","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/9f5142fc580c5b9d1002ae974408182c0e667093ba4baf1028550286e8aabb7d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9f5142fc580c5b9d1002ae974408182c0e667093ba4baf1028550286e8aabb7d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9f5142fc580c5b9d1002ae974408182c0e667093ba4baf1028550286e8aabb7d?s=96&d=mm&r=g","caption":"admin9341"},"sameAs":["http:\/\/astrapg.cluster030.hosting.ovh.net"]}]}},"rttpg_featured_image_url":{"full":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"landscape":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"portraits":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"thumbnail":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-150x150.jpg",150,150,true],"medium":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-300x200.jpg",300,200,true],"large":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"1536x1536":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"2048x2048":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"ocean-thumb-m":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-600x408.jpg",600,408,true],"ocean-thumb-ml":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"ocean-thumb-l":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1.jpg",612,408,false],"_nx_notification_thumb_100_100":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-100x100.jpg",100,100,true],"_nx_notification_thumb_200_200":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-200x200.jpg",200,200,true],"_nx_notification_thumb_300_300":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-300x300.jpg",300,300,true],"_nx_notification_thumb_400_400":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-400x400.jpg",400,400,true],"_nx_notification_thumb_500_500":["https:\/\/astra-patrimoine.fr\/wp-content\/uploads\/2025\/06\/istockphoto-2047165268-612x612-1-500x408.jpg",500,408,true]},"rttpg_author":{"display_name":"admin9341","author_link":"https:\/\/astra-patrimoine.fr\/index.php\/author\/admin9341\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/astra-patrimoine.fr\/index.php\/non-classe\/\" rel=\"category tag\">Non class\u00e9<\/a>","rttpg_excerpt":"Quelles alternatives face \u00e0 la baisse du taux du Livret A ? Avec un taux \u00e0 2,75 % gel\u00e9 jusqu\u2019en 2025, le Livret A continue d\u2019offrir une s\u00e9curit\u00e9 appr\u00e9ciable\u2026 mais des performances limit\u00e9es. Dans un contexte d\u2019inflation persistante, de plus en plus d\u2019\u00e9pargnants s\u2019interrogent : quelles alternatives envisager pour dynamiser leur \u00e9pargne sans sacrifier la\u2026","_links":{"self":[{"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/posts\/5072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/comments?post=5072"}],"version-history":[{"count":4,"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/posts\/5072\/revisions"}],"predecessor-version":[{"id":5077,"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/posts\/5072\/revisions\/5077"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/media\/5073"}],"wp:attachment":[{"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/media?parent=5072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/categories?post=5072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/astra-patrimoine.fr\/index.php\/wp-json\/wp\/v2\/tags?post=5072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}